LOAN.UK.COM - About us

LOAN.UK.COM is a trading name of Smart-Quotes Limited which was established in 2001 when a gap in the market was perceived for competitive quote engines in the financial services industry. Smart-Quotes is based in Edinburgh and Hampshire, with offices in London and Canada. The quote engine provides clarity of tracking and a comprehensive panel of lenders with the ability to apply online for all products. Our loan quote engine allows visitors to input a brief personal profile, and then view a list of loans and providers that may be of interest to them. A no obligation application can then be made on line. We offer a personal loan broking service for all of the secured loans featured on the site and for some of the unsecured loans. Where we do not arrange the unsecured loans ourselves the lenders will make direct contact with the applicants.

Smart-Quotes as a regulated entity

Consumer Credit Licensee

Smart-Quotes holds a Consumer Credit License (509136) and complies with the Consumer Credit Act, 1974 (CCA). As such we have been judged by the OFT that:

We are fit to be involved in the activities that the license covers
That we will trade honestly and fairly with consumers
We will not indulge in unfair business practices such as:
we comply with the key issues that the OFT takes into account when issuing a license such as :

Non Contravention of other consumer legislation
No Consumer complaints
No Insolvency, bankruptcy or disqualification of Director

Requiring Consumers to enter into credit agreements in a manner not meeting the requirements of proper execution as prescribed by Section 61 (1)(a)-(c) of the CCAMisleading or false statements inducing Consumers to enter into contract by way of misleading advertising relating to finance

LOAN.UK.COM make it quick and easy for you!