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LOAN.UK.COM - No Equity - No Problem

You can now apply for a secured homeowner loan even if you have little or no equity in your home. Our lenders have plans that allow you to borrow up to 125% of the value of your home. This means that "no equity" need not prevent you from enjoying the benefits of a secured loan (good interest rate, and long repayment terms).

Fast, Simple

Free, No Obligation

Traditional homeowner loans are lent based upon the equity that is available in your home, the equity being the value of your home less any outstanding debts secured against it, such as a mortgage or other loans. This is why a lack of equity in your home can be a problem with regular secured loans, as there may not be sufficient capital there to cover the amount that you wish to borrow.

With a no-equity loan, the fact that you are a homeowner is taken into account, which is looked upon favourably by the lenders, and will generally lead to a better rate of interest than that of a comparible unsecured loan.

Our comparison engine offers the following benefits:

1. Great finance deals from the UK's top providers.
2. You only see the offers that you are likely to qualify for.
3. You choose the amount required and we show you the monthly payment.
4. You can apply on line immediately.
5. Some of the lenders will even give you an instant decision on line now!
6. Some lenders can put the money in your bank account within the next 24-48 hours !

Let LOAN.UK.COM's search engine search the market and find the plan that is right for you.

There is a great choice of lenders to choose from.

You can choose from

1. Fixed or variable rates.
2. Long or short repayment periods. Some lenders even offer repayment holidays.
3. Borrow from £1000 up to £75000.

Our site allows you to search

1. Secured plans.
2. Unsecured plans.
3. Fixed rate plans.

The lenders featured on our search engine are nearly all household names so you can be safe in the knowledge that you will be dealing with a name that you know and trust.

Important advice

Our service helps you to minimise the number of loans that you need to apply for. It is important that you do not apply to a lender who is more than likely to turn you down.

Why? This is because, no matter where or when you apply for a loan, if your application is accepted or declined, the lender will always report the application activity to the credit bureau.

This means other lenders can interpret that activity as a warning sign, so they may even decline your application even though you otherwise would have qualified.

LOAN.UK.COM Helps to protect your credit rating

LOAN.UK.COM will find a plan that appears to fit your circumstances, then you can make an application for the ONE loan of your choice and wait for the Lender's response BEFORE making another application. LOAN.UK.COM will aim to eliminate any loan offers that do not appear to match your profile. That way, you do not waste time and more importantly damage your credit file by making an inappropriate application.

No Equity - No Problem at LOAN.UK.COM